Retirement Planning Articles
Do you want to avoid overpaying taxes when you retire? Safe money products could be the solution.
Nearly every American understands that taxes are one of their most significant expenses. Wealth planners regard taxes and inflation as the two most erosive forces impacting savings. Tax planning strategies are critical components of sound retirement planning, even for those in mid-to-low income brackets.
The Tax Cuts and Jobs Act will affect your finances now and in the future. Is there anything you can do about it?
The first major overhaul of the US tax code in more than 30 years, the Tax Cuts and Jobs Act (TCJA), took effect in 2018 and is expected to significantly impact all American taxpayers through 2025. At nearly 200 pages, the Act substantively changes the tax code for both institutions and individuals, aiming to cut corporate, individual, and estate tax rates.
Are you making one of these 8 common annuity mistakes?
If you’re a senior considering purchasing an annuity, congratulations! An annuity can be a fantastic safe money option that provides a reliable income stream in your retirement years.
Have you planned for unexpected or overlooked retirement expenses?
American retirement marketing often gives us idealized, fantasy-tinged visions of how life without work will look. Brochures show Meg and Joe on the beach, holding hands and sipping margaritas without a care.
“ESG” investing is coming to a 401k or IRA near you. How will it affect your retirement?
“A new DOL ruling would ease existing restrictions on environmental, socially conscious investing by fund managers. Unfortunately, the track record for these funds is not that impressive so far.”
What is a separately managed account?
Similar to ETFs or mutual funds, a separately managed account (SMA) is a portfolio of securities in which a person may invest. However, unlike mutual funds or ETFs, when you invest in an SMA, you own the securities inside your portfolio. This means SMA owners have more flexibility in the investment and management of the funds. SMA investors can also monitor trades in real time.
Other Great Resources
Free online financial analysis
Answer nine quick questions and get information to help determine if you are on track for a successful retirement or if you may come up short.
Listen to “Retirement Max Radio” hosted by Ken Reeves
Ken provides practical, actionable advice to help you navigate the complex world of retirement planning.
Download free resources
We have several easy-to-read brochures on interesting financial planning topics: "What to do in a down market," "Will a Recession rob your retirement?" and more.
Attend a free, local retirement planning workshop
Meet our experts, in person, right here in Birmingham or Annison, Alabama. At these free events, we help you find clarity so you can make the best decisions for your unique situation.
Start Reaching New Heights in Your Financial Journey
It’s never too early — or too late — to take control of your financial future so you can enjoy life on your terms. Get started today by scheduling a meeting or registering for an upcoming event.